I'm on campus. The 600 dollars short thing is just the total semester summary of tuition, room and board, etc. And yes, I will use my meal plan because it costs 3,000 fucking dollars per year. I did cut it down to 1 meal a day, though, which is why I'm only 600 dollars short.
On the plus side, I can, in fact, use that meal on the buffet place near here so I guess I won't starve. Everything else I've tried so far has been medicore at best.
At least I've got a fridge in my room so I can buy stuff to make here, like lunchmeat and shit.
Ok, LD, how old are you? What's your driving history? Have you gotten into a wreck or anything like that? Are you still in school? If so, what's your GPA? Companies will offer a basic liability option which is what you need to keep from getting ticketed. If you can afford it you want a low deductible and additional insurance that covers you being hit by uninsured or underinsured motorists. You can also pay for medical coverage, where the insurance company will foot part of the bill if you're seriously hurt. I guess it all really depends on how worried you are about being hit.
edit-And of course what kind of car you're driving matters too. Does it have power steering, antilock brakes, etc? If it has additional safety features that'll lower the cost.