Thoughts on team 'stache, since it's looking like I'm out on this floor.
Athos: Haha. Athos alone is ridiculous. The number of interp calls he gets in his favour is just nuts, and he's constantly awesome. Definitely worth the points, although somewhat redundant on this team because...
Bartz: Haha. Bartz is ridiculous. Can single-handedly destroy floors early on, and is a typical project character in that he gets much better as he goes on. Definitely worth the points.
Alakazam: Haha. Alakazam is-- yeah, okay, you get the point. Alakazam is Athos, but status-bait and without healing. If you can't afford Athos, take 'Zam.
Adray: Honestly, I didn't expect much from Adray. He's apparently slow, not amazingly good at any one thing, just seemed like he was too average overall except below-average in possibly the most relevant stat. As it goes, being slow was sometimes a really good thing on a (status) healer and he apparently had more tricks than I realised. Hm.
Moulder: Honestly? Complete non-entity past about Floor 3, where it was "Well, he heals." Once Bartz took Red Mage/Chemist, there was absolutely no reason for me to care about Moulder, since everyone else had healing anyway.
Team was, overall, pretty good, for all that I barely knew the characters.
If I were to take it away from the 'Stache now, meaning dropping a point somewhere but adding a Sealstone, I'd probably look at cutting either Alakazam or Athos for some more physical smaaaash (Athos for Ephraim, maybe) and probably throw Life on Moulder so that I actually have some revival early on.
Edit:
Alrighty, so now that that's done with, time to look at my next team plan!
Neph, did you consider the idea of moving Body Charge around? The idea I had was to switch it between Ness/Eiko, so I'd assume it's on Ness as far as the points go, since he's the more expensive of the two.
On that note, Body Charge Ness would have disgusting durability, and is pretty much the entire reason I wanted to make this team.
Past that, I'm considering looking at an all-Pokemon team, although I'm curious what Sealstone bonus they'd get... ;)